- Funding rate for that tenor('duration') in the open marlet
- Existing cost of funds for the bank(as a whole)
- Existing cost of funds for the bank(in that maturity bracket)
design products that lose money, and they do not even know it.). So for their grasp over the cost flow, management accountants and structurers are well equipped to advice on these aspects. In banks, the department which fixes the main funding cost(ALM-Asset and Liability Management) often uses these two skillsets in plenty.